The National Payments Corporation of India (NPCI) is set to revolutionize the digital payments landscape by introducing Equated Monthly Installment (EMI) options for transactions made through the Unified Payments Interface (UPI). This strategic move aims to enhance credit accessibility and bolster the adoption of digital payments across India.
The Evolution of UPI and Credit Integration
Since its inception in 2016, UPI has transformed the way Indians conduct digital transactions. With over 600 million daily transactions by mid-2025, UPI has become a cornerstone of India's digital economy. Recognizing the need to bridge the credit gap, NPCI has been actively working on integrating credit
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