In a landscape where financial literacy and credit accessibility remain significant challenges, Oolka, a Bengaluru-based fintech startup founded in 2024 by Utkrishta Kumar, is pioneering a transformative approach to credit management in India. Leveraging the power of agentic AI, Oolka is not just tracking credit scores but actively enhancing them, offering a personalized, proactive, and privacy-conscious solution to millions of users.
The Rise of Agentic AI in Credit Management
Traditional credit management platforms typically provide users with static dashboards displaying their credit scores and basic insights. While informative, these platforms often fall short in guiding users toward a
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